Blackhawk understands that not all borrowers are alike.  Many borrowers have special situations that traditional lenders simply don’t understand.

Blackhawk offers borrowers an alternative to the major banks. Whether it’s helping to get their personal finances in order to qualify for a traditional mortgage, or consolidate higher-interest loans and credit cards to save money, or to fund a small business, Blackhawk has many flexible solutions for borrowers such as

  • Small business owners who cannot prove enough income to qualify with a major bank;
  • New immigrants to Canada who do not established a credit history;
  • Homeowners who have built up equity in their property but do not meet debt service requirements of the major banks;
  • Canadians with former credit difficulties that have since been resolved, including discharged bankrupts.


Blackhawk works hand in hand with mortgage brokers who are also looking for intelligent alternatives for their clients. Each application is considered by real people, and we give clear and quick responses to brokers, often within 24hrs.

2nd Mortgages

1st Mortgages

Debt consolidation

A second mortgage can be a useful financial tool for home owners that need money for a large expense to fund a specific event.  From college tuition to a new home addition, to financing a deal in their small business, a second mortgage can make it possible for borrowers to access to equity they have built in their home.

Blackhawk has been issuing second mortgages for more than 10 years, and have helped thousands of people make that important purchase, finance that big project, or regain control over suffocating debt.

Contact your mortgage broker to see if Blackhawks‘ second mortgage solution is right for you.  If you don’t have a mortgage broker, we’ll be pleased to refer one to you.

It is no secret that “A-Lenders”, like banks and credit unions are tightening up their lending practices.  This means that more and more people are being pushed out of the mortgage market despite having good credit and sufficient income.

Blackhawk has developed a unique and flexible risk assessment practice that enables us to look at a file from a different, more objective angle.  The end result is our ability to find ways to get borrowers approved for a first mortgage under conditions that respect their ability to pay.

Contact your mortgage broker to see if Blackhawks‘ s first mortgage solution is right for you.  If you don’t have a mortgage broker, we’ll be pleased to refer one to you.

Blackhawk’s mortgage products offer short and mid-term solutions for individuals or small business who want to take control of their debt, and reduce the monthly cost of paying down expensive debt.  We work with you and your broker to find the right balance between lowering your existing debt load and mapping out a more affordable path forward with a new mortgage loan.

Just like you want to feel better about your financial security, we want you to be more financially healthy.  That means that we aren’t looking to burden borrowers with even more debt.  Instead, we are looking to equip borrowers with smarter debt; debt that they can actually pay off and get rid of.